Insurance claims

Find out how to make an insurance claim against Somerset Council, including highway, personal injury, property damage and vehicle-related claims

Check your claim progress

information

We will provide a decision on liability within 90 days of our acknowledgement letter. We can only do this once we have enough information to investigate your claim.

Check your insurance claim response date

Introduction

Use this page to make a claim against Somerset Council for personal injury, property damage, highway incidents or incidents involving council vehicles. You can also find out what information you need and what happens after you submit a claim.

Please note:

  • Anyone can make a claim. We will only pay compensation if we are legally responsible.
  • If you have insurance cover, consider contacting your insurer first. They may settle your loss and recover costs on your behalf.
  • We will take action against fraudulent claims. This may include prosecution.

Before you make a claim

If you want to claim for personal injury or property damage, read all the information on this page before you complete the claim form.

Before you complete the form:

  • make sure you have all relevant information and evidence
  • provide details of any injuries, damage or losses
  • include photographs, receipts or other supporting documents where available
  • read our privacy and fraud prevention information

If you do not provide enough information, we will not treat your submission as a formal claim. We will return it and ask for more information.

You must be 18 or over to complete the form. If you are under 18, a parent or guardian must complete the form for you.

Solicitor claims

If you are a third-party solicitor and want to submit a new employer’s liability, public liability or road traffic accident claim through the Council’s Claims Portal, use portal code G00422.

Highways claims

If you are making a highway claim yourself, complete the claim form below. If you are claiming for personal injury on behalf of someone else, you may need the claimant’s date of birth and National Insurance number.

If a road defect contributed to an accident, you may be able to recover your losses. You must show that we failed to meet our legal duties.

We have robust inspection and maintenance processes to help keep roads safe.

Our inspections, repairs and records help demonstrate compliance with our legal duties under the Highways Act 1980 and support our defence against claims.

The Highway Safety Inspection Manual describes how we comply with the national standards for road inspections and maintenance.

Our highways team prepares a full accident report for the location of the incident. The report includes maintenance records, photographs and supporting evidence.

Motor insurance claims

If a Somerset Council vehicle was involved in the incident, send the following information to the insurance team.

Email: insurance@somerset.gov.uk
Post: Insurance, County Hall, The Crescent, Taunton, Somerset, TA1 4DY

Information to provide

  • Your full name and address
  • Vehicle registration number
  • Date of the incident
  • Location of the incident
  • Description of what happened
  • Details of any damage
  • Your insurance details, if necessary 

Make an insurance claim

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Claims before 1 April 2023

If your claim relates to an incident before 1 April 2023, visit the Insurance claims portal page. For highway claims, use the form on this below.

If you wish to make a claim for personal injury or property damage please use the form below. Complete every section of the form. This helps us investigate your claim.

Insurance Claim

Make a claim

Privacy and fraud checks

important

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance, or employment.

Further details of how your information will be used by us and these fraud prevention agencies and your data protection rights, can be found by using the links below. Please be aware that this action is a precautionary step. We are not accusing anyone of fraud by using these sites. It is part of our duty to safeguard public funds and use all available means to do so.

Please read:

Fraud prevention

We must protect public funds. We may use the information you provide to prevent and detect fraud.

We may also share information with organisations that audit or manage public funds.

Under the Social Security (Recovery of Benefits) Act 1997, we must report all personal injury claims to the Department for Work and Pensions.

We may share claim information with anti-fraud databases used by the insurance industry. For more information, visit the GOV.UK website.

Highway safety inspection manual

The Highway Safety Inspection Manual explains:

  • legal duties under the Highways Act 1980
  • highway inspection frequencies
  • defect investigation criteria
  • repair response times
  • recording and management of highway defects

Last updated: September 18, 2026

Next review due: March 18, 2027

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